Honda Financing FAQs

Financing a new Honda is simple and straightforward. Find your favorite new model, meet with our finance team, and you’ll be well on your way. The process of buying a new car is easier than usual since you’re likely to make one upfront payment on a car with a fixed price.

Along with the fact that their listed prices are fairly set in stone, new cars are of the highest quality condition, so there really won’t be any need to negotiate at all.

With a used car, the process isn’t much different. You’ll need to establish your budget much earlier, so you can find models that work specifically for you. This’ll also allow our team to get to work on finding a range of loans from local lenders and banks.

The biggest difference is that financing a used car requires just a bit more time and research. Along with comparing multiple used car models, you’ll also want to weigh a number of different loans to find which works best for you.

To learn more about financing a used car, check out our detailed used car buying guide.

Whether you’re financing a new, used, or even certified pre-owned (CPO) Honda, you’ll have a number of different buying options ahead of you. Namely, you’ll need to choose between buying or leasing.

Buying entails a much more significant financial commitment, as it’s a straight up purchase of the vehicle. On the other hand, leasing essentially works as a rental, with your upfront payment likely being much less. Leasing provides much more financial flexibility, and allows you to take advantage of the latest model and upgrades from lease to lease. With a purchase, however, the car is entirely yours.

The decision to buy or lease depends entirely on your financial situation. It’s all reliant on the commitment you’re ready to make both financially and to the car itself.

If you need some help making that decision, you may want to consult our buying vs. leasing comparisons. You can also tap into the expertise of our financing professionals who can help point you in the right direction.

Getting the ball rolling on your financing process starts with a meeting with our financing team. Again, they’ll work with your budget to help find a variety of offers and loans. Or you can start your new, used, or certified pre-owned financing with our secure online application.

Along with our pre-approval application, there are plenty of additional ways to finance online. We offer a number of online tools and resources that help you work through the financing process from the comfort of your home, including:

• Payment Calculator
• Value Your Trade Tool
• Get a Quote

We even have a mobile app that allows you to finance right from your smartphone.